The material on this web site under the domain name "patrick.com.au" ("Material") is located on a server in New South Wales, Australia. The law applicable to use of the Material and to disputes arising out of the Material is New South Wales, Australia

Your use of this web site is governed by these terms and the associated web site privacy policy.

Website conditions
Patrick grants user a non-exclusive, non-transferable end user license to access Patrick information/ services/ software via this internet site.

Material on this site
Changes are made periodically to the Material on this web site. While Patrick makes every reasonable effort to ensure that the material on this site is correct, however it may be incomplete or inaccurate. Patrick makes no warranties or representations regarding the quality, accuracy, completeness or fitness for purpose of any Material. Patrick does not warrant or represent that the Material will not cause damage, or is free from any computer virus of any other defects or errors. Patrick is not liable to users of the Material for any loss or damage however caused resulting from the use of the Material.

Limitations of liability
Subject to any applicable law to the contrary which cannot be excluded, Patrick shall not be liable to any person or organisation for the use, construction or interpretation of, or the reliance upon, all or any of the information or material contained on the web site.

Copyright in material on this site
Unless otherwise expressly indicated, intellectual property rights and copyright subsisting in Material is owned by Patrick.

Other than for the purposes of and subject to the conditions prescribed under the Copyright Act 1968(Cth), no part of any Material may in any form or by any means be reproduced, adapted, stored or transmitted without the prior written permission of Patrick.

Except as otherwise indicated in this policy, Patrick permits you to store a reproduction of Material on your local computer for the sole purpose of viewing the material, or print hard copies of Material for informational, non-commercial use.

The copyright owner reserves all other rights.

Licenses and services
The Client is hereby granted a non-exclusive, non-transferable license under the copyright, patents and other intellectual property rights of Patrick to use:
• the Information Technology and Software developed by Patrick, the Programme[s], for the purpose of accessing account Information and / or Data, in relation to services supplied by Patrick. This license extends to any corrections and updates supplied by Patrick for any license, Programme or Data;
• the Client acknowledges and agrees that the license granted under these Terms and Conditions will cease immediately upon the termination of your Services agreement;
• save as aforesaid, the client is not licensed to use the Programme[s] and / or Information and / or Data in any other way and hereby undertakes not to do so.

Links to other sites
Material may contain links to other sites. Patrick does not necessarily sponsor, endorse, or approve of any material on such sites or the operations of such sites.

Patrick makes no warranties or representations regarding the quality, accuracy, merchantability or fitness for purpose of any material on other web sites to which Material is linked.
Publication - 5 May 2007
Version No. 2